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Home - Protect: Severance and Income Protection benefits

Tax free threshold rises

July 12, 2019

Every year the ATO sets a base limit for tax free payments from genuine redundancy accounts.

From 1 July this figure increased to:
$10,638 for the initial year, and
$5,320 for each full year of service with your employer.

This makes for significant savings for Protect members. Since, 2003, when we introduced our second severance account type - the GRA or Genuine Redundancy Account, we estimate to have provided our members with tax savings in excess of $75 million.

Your statement is in the mail

July 10, 2019

Protect worker and employer members will receive statements in the mail over the coming days along with our newsletter ‘The Buzz’.

This edition features information about version two of the Protect App, a spotlight on the two different Protect severance accounts, updates from members, our associated unions and sponsors. Make sure you check it out.

We’re always looking for member feedback for use in our publications, share your experience with us via

Firefighters Ambulance Cover

June 03, 2019

Workers who join Protect under the Firefighters Injury & Illness Cover receive an Ambulance Victoria Family Membership. So how does that work for existing members of Ambulance Victoria?

Existing should maintain your cover and renew a 12-month subscription before expiry.

Send your receipt together with your banking details to ATC via and they will arrange for reimbursement. At that time you will also be reimbursed for the period of cover you paid for since signing with Protect.

If you currently have a 3 or 5 year membership, or have any further queries, please contact a Protect Field Team Officer for assistance on 1300 344 249.

Online access for Protect CFA members

May 20, 2019

Automated messages enabling online and App access for our CFA members have begun rolling out, so please look for a text message and an email from us with your log in details.

The 'Protect Services' App is available for download at both Google Play and The App Store. Online access is reached through a secure section of our website. Find the 'worker login' on our home page

Online access enables those with income protection coverage such as our CFA members, to:

- check that employer payments are up to date
- update your contact details

Protect members with a severance account can also check on their account balance, employer contributions and lodge a claim.

If you're a Protect member and would like online access to your account please give us a call on 1300 344 249 and we'll set you up.

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